Live banking
Current, savings and credit accounts
Built for your financial life in the UK
Your money.
One intelligent view.
Bring every balance, transaction, budget and goal together. Chirpy turns everyday money movement into a clear plan for what comes next.
Free manual plan UK bank connections Cancel anytime
Live financial overview
NET WORTH
£84,260
+8.4%
THIS MONTH
£2,146
saved
CASH FLOW
+£718
healthy
Wealth trajectory
SPENDING
62%
GOAL
Home deposit
Live bankingAutomatic analyticsGoals & budgetsDaily syncLive bankingAutomatic analyticsGoals & budgetsDaily sync
The complete picture
From scattered accounts to one living financial system.
Less admin. Fewer blind spots. Every part of your money stays connected and understandable.
Automatic analytics
Cash flow, trends and category insights
Goals & budgets
Progress that updates as you spend
Daily sync
Fresh balances without spreadsheets
Chirpy Intelligence
Your finances, translated into decisions.
Chirpy connects the signals across your accounts, spotting patterns in spending, recurring bills and long-term progress so your next move feels obvious.
Automatic transaction categorisation
Smart recurring bill detection
Deep cash-flow and wealth trends
Conversational financial insights coming to Intelligence
Designed around trust
Your financial view stays yours.
Bank connections are read-only. Your details are encrypted, never sold, and used only to give you a clearer view of your finances.
Encrypted
Protected in transit and at rest.
Read-only access
Chirpy cannot move your money.
Built for the UK
Connected through UK Open Banking.
Make your money make sense.
Start manually for free, then connect your banks when you are ready.
Open Chirpy Finance